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Choosing the right sink

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In any Toronto house, the kitchen is the heart of the home. It is where family and friends automatically gather. Since the kitchen sees so much use – it is only natural to want good finishes and amenities included in it. One of those crucial elements is the sink. A solid, serviceable sink is essential for so many reasons – it must handle temperature extremes, pots and pans, kitchen implements and everything you want to wash in it.

In the past sinks were rather basic and utilitarian – either stainless steel or enameled cast iron. But today, there are a number of very interesting options including granite composite, copper and stone. Your ultimate choice will depend on design, your cabinets and also on how you work. Do you require a double sink, an extra deep bowl, a triple bowl, a drain board? Before rushing out to buy the first sink you see, you should carefully weigh your options and choose based on your lifestyle and needs.

Overmount vs undermount

The first thing to think about is whether you want an undermount or overmount sink. Overmount sinks are easier to install as you simply drop them into the precut hole in your countertop. The lip of the sink forms a seal that prevents water from leaking underneath it. Undermount sinks have become trendy because they expose more of the counter creating a better visual. They can be trickier to install as the edges need to be sealed from underneath to prevent water damage.

Materials

Yes, you can stick with stainless steel, but unless it is a high gauge of steel, these sinks tend to get scratched up easily and will look worn quite quickly. However, they are a tried and true option that have served very well for generations.

Enamel cast-iron sinks are another stable option, however, unless properly cared for, the enamel can wear off, which can leave the coating dull and discoloured.

Granite composite sinks are newer but get very good reviews since they are tough, they don’t scratch easily and they don’t stain. They can also be found in a number of colour variations to suit your design needs.

On the more premium-end of the scale are copper sinks. These beauties last a very long time and retain their good-looks for generations – however, they are sensitive to acids, heat and harsh cleaning agents and are also susceptible to dings and scratches, which often end-up adding to their cachet. However, be prepared to pay for their elegance and to spend more time maintaining them.

Bowls and drainboards

Choosing the correct number of bowls is very important. If you wash a lot of large pans or pots, then one bowl might be more convenient than two because you will be able to fit them in completely. On the other hand, if you wash a lot of dishes, then you might want two sinks so that you can wash in one and rince in the other. The depth of the bowls is also important. They usually range between seven and twelve inches. Although very convenient, the deeper the sink the harder it can be to wash in the corners – unless they are rounded.

Finally do you need a drainboard or not? Drainboards are not as popular in Toronto as they are in Europe but they are convenient no matter where. If you wash your dishes and dry them on a drainboard on the side of your sink, then having an integrated board might be the right option for you. Having them built in means easier clean-up and fewer chances of water spilling over.

With the number of sink options on the market today, it is easier to choose the model that will most suit your needs and design preference.

Keeping it cool – the best ways to lower the temperature in your home without air conditioning

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Summer has hit Toronto. The heat is palpable and perfect for barbecues, swimming and heading to the beach – that’s under normal conditions. Due to the pandemic most people are staying put and sticking close to their home. Keeping cool on hot days doesn’t necessarily have to include air conditioning. For those who don’t have an air conditioner at home, here are some handy ways of staying cool even at the peak of a heat wave.

Close your blinds! Yes, having beautiful sunlight streaming in through your windows can cheer up any room, however that sunlight is increasing the heat in your Toronto home by 30%. One of the simplest ways of keeping the heat down is by closing your blinds – even better, invest in black out blinds. Blackout blinds can actually lower temperatures inside your house by upto 20 degrees.

Open your windows at night. Temperatures naturally drop at night when the sun goes down, making it the best time to get the heat out of your house and let in that fresh night air. It is best to open windows on opposite ends of your home to encourage a crosswind to blow to really get the air circulating. Then just before the heat of the day starts to increase, close your windows and lower your blinds or close your curtains.

Another good way to keep the temperature in your house down is to keep rooms that are rarely used closed. By closing the doors to rooms that aren’t used on a daily basis, the heat from that room doesn’t spread to other areas of the home and conversely, any coolness in the house doesn’t need to be shared with that extra room.

Use your fans wisely! Did you know that ceiling fans have two settings? In the summer, they should be set to turn counterclockwise to create a cooling wind. If you only have pedestal or table-top fans, try setting up a bucket of ice in front of the fan – as the wind blows and the ice melts, it will send a refreshingly cool breeze into the air.

Another good hack to staying cool in the dog days of summer is to cook outside on your grill. Using your grill is fun, easy and will keep the heat outside. If you don’t have a grill, then avoid using your oven. Use the stove top sparingly and avoid the oven altogether. The heat from an oven can dramatically increase the temperature in your home, so keep the cakes on hold until the temperature dips.

Staying cool during a heat wave can be done – by following just a few of these tips, you can control how hot your home gets.

Proper seating for a home office

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If you have been forced to work from your Toronto home because of the Covid 19 situation, you have likely realized that having a proper work space is crucial to your productivity. And, one of the main factors when setting up a home office is having a good work chair. When you consider that you will be sitting for about 8 hours every day on your chair, it becomes clear that having the right support and proper cushioning for your needs is necessary for maintaining a healthy body while you work.

First off, what should you look for in a chair? Simple, your chair should have:

Adjustability: you should be able to adjust every part of the chair from the arm rests to the recline tension to get the optimal settings for your physique.
Lumbar support: get a chair that provides adequate support for your lower back. If you are able to adjust the amount of support you get, even better!
Base: get wheels! Unless you want to scratch up your floor, wheels are very important in an office chair. And, if your floor is carpeted, wheels will also make it easier to move around.
Swivel feature: being able to swivel at your desk will give you a greater range of motion and will make reaching for various items on your desk that much easier.
Breathability: sure leather chairs look great – but having a breathable fabric will be more comfortable over the long run and over long periods of time.

Now let’s look at what your posture should be while you are sitting. Your chair should allow your feet to be planted flat on the floor so that your knees and hips are in line. Your hips should be as far back on the seat as possible and the back of the chair should be slighting reclined, so that you are not sitting at a ninety degree angle. Your keyboard and monitor should both be directly in front of you. Your monitor should be slightly higher than eye level, as this will relieve pressure in your neck. Your shoulders should be relaxed. If you catch yourself rounding them or raising them, get up and shake them out before sitting down again. Rounding or raising your shoulders can result in injury.

Now you can go out and get yourself the perfect chair for your Toronto home office.

CMHC tightens mortgage rules

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The Canada Mortgage and Housing Corporation announced last week that as of July 1 they would be tightening the lending criteria for anyone wishing to purchase a property. The government-backed agency made the move amid growing concern that housing price continue to increase rapidly despite many Canadians being out of work due to the Covid 19 crisis.

As of July 1st, the CMHC plans to increase the minimum credit score required from the current 600 to 680. It will also strictly enforce the 35% of annual income limit of gross debt servicing ratio as well as the total debt servicing ratio of 42%. Right now those ratios can go as high as 39% and 44% respectively.

The biggest surprise about the announcement last week was that the minimum downpayment required for homebuyers has remained at 5% of total home cost as many analysts believed that it would be increased to 10%.

They are also disallowing any non-traditional sources of down payment that, in their words, “increase indebtedness”.

The housing market has continued to see price growth despite the levelling off of buying/selling activity, driven mainly by a lack of inventory making available homes worth more than ever. However, the CMHC does not believe that this growth is sustainable and is introducing these new measures to dampen price increases despite the on-going Covid pandemic.

Sources:
https://www.cbc.ca/news/business/cmhc-rules-1.5599987
https://www.canadianmortgagetrends.com/2020/06/reaction-cmhcs-new-restrictions-insured-mortgages/

How to be productive while working from home

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Since Toronto was locked down in March, many people have been asked to work from home. Working from home comes naturally to some people, and can be a real struggle for others. The way to ensure efficient and productive time in your home office requires just a little effort. With the right structure in place, you can get just as much done while working at home as you could in an office. Here are a few guidelines that will help you maximize your time and get the most out of your work-at-home experience.

Create routine
Just because you don’t have to get dressed in the morning, doesn’t mean you should indulge in wearing pyjamas all day. Getting up at your usual time and getting ready just as you would if you were leaving the house will get you mentally prepared to work. It will also make your home feel more like an office. Make sure to schedule in your breaks, including a lunch hour, and stick to them. Don’t let housework, kids, and friends distract you.

Set boundaries
It is very easy for family members to see you working from home and assume that you are free to make them lunch, do laundry, drive them to a friend’s house, mail a letter, etc… A good way to prevent these interruptions – especially if you have important calls or meetings to attend is to alert everyone to your schedule. Let your family know that between XX time and XX time you are “at work” and should not be disturbed. You can also create a system that signals when you can be interrupted (emergencies) and when you can’t. It can be as simple as hanging a “do not disturb” sign outside your office.

Prioritize your work
Having a schedule of what needs to get done each day, will give you a clear goal to reach and will help you focus. Without a good schedule, it is very easy to lose track of important deadlines and priorities.

Have a dedicated workstation
Designating one spot in your home as your office is the best way to ensure success while working from home. Make sure you have a large enough desk or table, plenty of light and a comfortable, supportive work chair.

Keep in touch with boss and coworkers
Working from home can be isolating, so it is good to keep in touch with your boss and your coworkers daily. Touch base with them frequently during the day.

Working from home definitely has its advantages. As long as you are able to create that workspace that helps you concentrate and you stick to a routine, you’ll find that you can be just as productive – if not moreso, from the comfort of home.

Creating a functional home office

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The corona virus has forced many Toronto employers to modify how they operate. Social distancing has required greater numbers of people to work from home. However we are not all set up for efficient and productive working from home. If you find yourself in this situation, we will cover a few ideas to help you create a comfortable and functional workspace until you are able to return to an office full-time.

Your needs
Write down exactly what you need from your office space. Do you need a large surface for reference material or files? Do you need quiet? Do you require a window or would that distract you? How susceptible are you to distraction? Do you need to elevate your feet? What kind of lumbar support do you require? Knowing what the functional needs of your office space are will help you decide on where and how to set your space up.
Find inspiration
The internet is a great place for finding ideas for your own home. However, bear in mind that sometimes what works well in a photo might not be the most functional when it comes to actually working. For instance, if you work with a lot of files, documents or reference material, then opting for a small but attractive antique desk might not be your best option. Colour is another essential component to any successful office space. Unless you work well with a lot of stimulation, then opting for a tranquil and subdued palette is a better option than a bright, primary hue. No matter what designs you find that inspire you, it is best to adapt them to suit your personality and needs.
Lighting
Lighting is a very important element of any office space. While natural light is crucial to your well-being, having some form of table lamp is necessary to supplement the darker hours of the day or to brighten up regular household lighting, which tends to be designed for ambiance instead of work.
Comfort
It is impossible to work if you are uncomfortable. If you don’t already have a good office chair, then you might want to invest in one. Being well supported is necessary if you are going to spend long hours of the day sitting down. If you need to elevate your feet, then having a good foot rest is crucial to acquire as well.
Storage
Find good ways of storing your work implements. If you are a messy worker, then you might want to invest in a desk that can be closed up at the end of the day to hide your mess. Otherwise you can get colour coordinated boxes that can be stored away neatly until you need them again. Whatever you choose, find a solution that matches your work habits.

If you have to share a workspace with someone else in your home, it might be a good idea to find alternate space in your home to work. If that is not possible, you can create an easy room divider to help delineate your respective spaces. Another idea is to try working at different times of the day so that you don’t interrupt each other.

Remember that creating a routine is also very important to successfully working from home. Getting up, getting dressed and following the same schedule you would if you were leaving the house for work, will help you be more productive and keep you happier over the long run.

You can be productive and efficient while working from home – as long as you plan your space properly and follow a routine.